Terms and Conditions of Use
In order to comply with Law 34/ 2002 of 11th July, regarding information society services and e-commerce, our company details are listed below.
Holder: K&V Digital Services, SL
Address: Carrer de València, 281, 2º 2ª, 08009 – Barcelona
Telephone: +34 935111316
CIF (Company Number): B-06989560
The Website is not a source of advice nor a means to establish a professional client-lawyer relationship or relationship of any other nature. Users are aware and voluntarily and expressly accept that they use the Website in all cases under their sole and exclusive responsibility.
Users undertake not to engage in any conduct when using the Website that could harm the image, interests or rights of K&V Digital Services, SL or of any third parties, that could damage, disable or overload the Website, or that could in any way impede the normal use of the Website.
K&V Digital Services, SL implements reasonably appropriate security measures for the purpose of identifying the existence of viruses. Notwithstanding, Users must be aware that security measures for computer systems on the Internet are not entirely reliable and that K&V Digital Services, SL cannot therefore guarantee the absence of viruses or other entities that could cause alterations to Users’ computer systems (software and hardware) or electronic documents and the files contained within them.
GENERAL CONDITIONS OF SERVICE
The fees corresponding to the provision of Services by K&V Digital Services, SL will be those established in the Proposal provided to the Client, in accordance with the quantification criteria established therein. Any expenses arising from services, external or otherwise, other than those specified in the Proposal (such as court, notary, registry or immigration fees, or those derived from the management of announcements in the press or official bulletins or the hiring of external professionals, amongst others) shall be contracted and paid directly by the Client. K&V Digital Services, SL will always send the Client prior notice of such expenses for his/her review and approval. However, such services may be contracted and paid for by K&V Digital Services, SL on behalf of the Client, when he/she so requests and provided that, at the request of K&V Digital Services, SL, the Client has previously made the corresponding provision of funds. In no case will K&V Digital Services, SL have an obligation to anticipate or provide funds to the Client or to make payments for expenses, services or supplies that have not been previously agreed on in view of the aforementioned conditions.
Unless otherwise agreed by the parties, invoices issued by K&V Digital Services, SL shall be payable on demand, in the currency and in compliance with the conditions contained therein. K&V Digital Services, SL reserves the right to apply the default interest in the event of a late payment of an invoice with respect to its due date.
In the absence of payment of an invoice, K&V Digital Services, SL may, with prior written notice and in accordance with the professional or deontological regulations regulating its activity, suspend all provision of Services, and will not accept any claim or complaint based on said suspension or on the damages that could be derived from it. For as long as the non-payment situation is maintained, and subject to the provisions of professional or deontological regulations, K&V Digital Services, SL may exercise a lien on any Client documents prepared by or with the participation of K&V Digital Services, SL, that are in their power at the time.
TERMINATION OF SERVICE
The Client may terminate the provision of the Services in writing at any time, without obligation to provide any reason for doing so.
Subject to compliance with professional or deontological regulations of the sector, K&V Digital Services, SL may terminate the provision of the Services in progress (or refuse to accept or continue any specific procedures) at any time, giving a reasonable written notice, for reasons of loss of confidence, ethical, deontological or of any other nature.
In any case, the Client will be obliged to pay the fees and expenses of K&V Digital Services, SL accrued up until the date of termination of the Services.
Upon termination of the Service, K&V Digital Services, SL will not be obliged to provide any additional service, nor to provide the Client with updates regarding any information, opinions, recommendations, or advice subsequent to the date of termination.
The liability of K&V Digital Services, SL for the provision of Services according to the Proposal will be limited to the total sum of the fees accrued under it.
ANTI-CORRUPTION AND ANTI-MONEY LAUNDERING
K&V Digital Services, SL is required to comply with a variety of anti-corruption and anti-money laundering laws and regulations across many jurisdictions. The Firm, its employees and its clients, as well as its suppliers, have various obligations under the anti-corruption and anti-money laundering laws. We comply with these obligations and advise our clients regarding compliance with these obligations.
All Website content, including text, images, audio recordings etc. are owned by K&V Digital Services, SL, which reserves all exploitation rights. Therefore, any reproduction, copying, distribution or transfer of all or part of the contents of this website without the owner’s express written consent is forbidden.
RESPONSIBILITY FOR WEBSITE CONTENT AND LINKS
K&V Digital Services, SL accepts no liability for any infringement which may affect or cause damage to users as a result of their use of this website and reserves the right to update and amend the information found on the website without notice.
This website may contain links to other sites of interest. However, having used these links to leave our site, the user must keep in mind that K&V Digital Services, SL have no control over websites other than its own. Accordingly, we are not responsible for the protection and privacy of any information you provide when visiting these sites. We also emphasise that these sites are not governed by this privacy statement.
K&V Digital Services, SL accepts no liability for the content or accuracy of the links it provides, nor for errors which can be found by means of said links. The sole purpose of said links is to provide users with access to information which may be of interest to them.
In accordance with the provisions of Constitutional Law 3/2018, of the 5th of December, on the Protection of Personal Data and Guarantee of Digital Rights, K&V Digital Services, SL wishes to inform its website’s users of the following:
The information K&V Digital Services, SL requires from its clients in order to be able to provide its different services is processed with maximum confidentiality and security, and is incorporated into an automated file of whose creation the Data Protection Agency is duly informed.
Moreover, said information is used exclusively by K&V Digital Services, SL for purposes related to its products and services, and commercial relationships with its clients, and will not be communicated to third parties unless K&V Digital Services, SL is required to do so by an authority or it is public information.
Interested parties may exercise the following rights:
i. right of access to your personal data to know which data are being processed and the processing operations that are being performed with that data;
ii. right to rectification of any inaccurate data;
iii. right to erasure of your personal data, where possible;
iv. right to request the restriction of the processing of your personal data where the accuracy, legality or need to process the data is doubtful, in which case we may store your data for the exercise or defense of claims;
v. right to data portability, when the legal basis that enables us to process them, of those indicated in the above table, is the contractual relationship or your consent;
vi. right to object to the processing of your personal data, when the legal basis that enables us to process them, is legitimate interest. For such purposes, we will cease to process your data unless we have a compelling legitimate interest or it is for the establishment, exercise or defense of legal claims.
vii. right to withdraw your consent at any time.
You can exercise your rights at any moment by contacting us, as the entity responsible for the data, to this effect, at the following address: K&V Digital Services, SL, Carrer de València, 281, 2º 2ª, 08009 – Barcelona, or by email at email@example.com, including a signed written document and providing a photocopy of party’s DNI (National Identity Document) or passport.
K&V Digital Services, SL will keep the personal information which it possesses and will adopt the necessary measures in order to avoid its alteration, loss, processing or unauthorized access. K&V Digital Services, SL will fulfil this obligation in accordance with that which is established in applicable regulations (General Data Protection Regulation 2016/679 UE – GDPR, and further rulings).
In order to provide our services, K&V Digital Services, SL must gather the following information from its clients:
• Full name
• Contact information, including email address
• Demographic information, such as zip code, preferences and interests
• Other information relevant to the provision of the appropriate service(s)
The user undertakes to guarantee that the information provided is accurate and K&V Digital Services, SL reserves the right to claim any expenses incurred when they result from false information provided by the user that affects the rendering of a service.
The sending of the aforementioned personal data by the user, implies their express consent with respect to its handling for the purpose of enabling the provision on the part of the company of the contracted services. This includes authorising the company to send communications electronically.
We store and use the information provided by users and customers in order to:
• Provide our services.
• Maintain internal records.
• Improve our products and services.
What are cookies?
A cookie is a file that is downloaded onto your computer when you visit certain websites. Cookies enable a website, among other things, to store and retrieve information about the browsing habits of a user or of his/her computer, and, depending on the information stored and how it is used, can be used to recognise a user and facilitate their navigation and use of the website.
What types of cookies does this site use?
• Reclaimmortgageexpenses.com cookies: Our own Customization cookie. This cookie is used to set a user’s default language and facilitate their navigation and use of the website.
• Google Analytics: Third-party cookies for the purposes of analysis. These are a set of cookies that are processed by a third party (Google), and allow us to anonymously quantify the number of users accessing our website, and the use made of the different options, services and information present on the site in order to perform a general statistical analysis of our users, and thus improve our services.
• Youtube cookies: Embedded video third-party cookies. YSC, PREF, VISITOR_INFO1_LIVE. Their functions are outlined in the Youtube Cookie Page – Google.
You can allow, block or delete cookies installed on your computer through your computer’s browser configuration options.
APPLICABLE LAW AND COMPETENT JURISDICTION
K&V Digital Services, SL has its registered office in Barcelona. Matters related to your access to or use of this Website will be governed by the laws of Spain. Any legal action or proceedings related to or arising from your access to or use of this Website must be initiated in Barcelona, Spain. The user undertakes to submit to the exclusive jurisdiction of the courts and tribunals of Barcelona, Spain, and accepts that the jurisdiction in these courts is appropriate in such legal action or proceedings.